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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Pam Maloney Team, a proven Kokomo, Howard County and Tipton County, Indiana NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Kokomo, Howard County and Tipton County Homes - Find Kokomo, Howard County and Tipton County, Indiana real estate listings & homes for sale provided by The Pam Maloney Team, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from The Pam Maloney Team, a proven Kokomo, Howard County and Tipton County, Indiana NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from The Pam Maloney Team, a proven Kokomo, Howard County and Tipton County, Indiana NUMBER1EXPERT™ Top Selling real estate agent.

  • Kokomo, Howard County and Tipton County Information - Find local information on Kokomo, Howard County and Tipton County, Indiana including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by The Pam Maloney Team, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from The Pam Maloney Team, a proven Kokomo, Howard County and Tipton County, Indiana NUMBER1EXPERT™ Top Selling real estate agent.

  • About The Pam Maloney Team - Information about The Pam Maloney Team including testimonials, guarantees, credentials, and contact information. Learn why The Pam Maloney Team is a proven Kokomo, Howard County and Tipton County, Indiana NUMBER1EXPERT™ Top Selling real estate agent.

 

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School Reports in Kokomo, Howard County and Tipton County, Indiana
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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
Q 
Who is the world's richest living person?

A 
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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The Pam Maloney Team, REALTOR®, real estate agent and broker for Kokomo, Howard County and Tipton County Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pam Maloney Team
RE/MAX Realty One

1801 S. Elizabeth St.
Kokomo, IN 46902
(765) 438-1132
Fax: (765) 454-7310
thepammaloneyteam@NUMBER1EXPERT.com


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